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MORTGAGE LOAN ORIGINATOR · NMLS #317201

Your Mortgage Strategist.

Trusted for 29 Years.

I help homebuyers, Realtors, builders, and Hispanic families navigate the mortgage process with clarity, strategy, and real education — in English and in Spanish.

Licensed in Florida · Georgia · Tennessee · Alabama

Lending activity through Acrisure Mortgage LLC NMLS #152859

John Edmead, Bilingual Mortgage Loan Originator, NMLS #317201
29
Years
Mortgage Experience
4
States
FL · GA · TN · AL
Top 250
Latino Loan Originators
NAHREP
Bilingual
English & Spanish
Pepe in Portuguese
Creator
Pepe the Prestamista™
Lender Pepe

ABOUT JOHN

Nearly 30 Years. One Mission.

Nearly three decades ago, I started in mortgage lending because I believed homeownership changes lives. That belief hasn't wavered.

I'm John Edmead — a bilingual mortgage loan originator based in Central Florida, licensed across four states, and committed to making the homebuying process feel less like a maze and more like a clear path forward.

My background is rooted in the Dominican Republic, shaped by the University of Florida, and built on thousands of conversations with buyers, agents, and builders across the Southeast. I understand both the technical side of mortgage strategy and the human side of what it means to buy a home — especially for families navigating this process for the first time, or in a second language.

I don't just take applications. I build strategies.

Learn More About John →
John Edmead, Mortgage Strategist, NMLS #317201

John Edmead

NMLS #317201 | Bilingual Mortgage Strategist

WHO I WORK WITH

Real Help for Real People

Homebuyers

Whether you're buying your first home or your fifth, I help you understand your loan options, get your finances positioned, and move through the process with confidence.

Start Here

Realtors

I partner with agents who want a mortgage strategist — not just a vendor. I bring fast pre-approvals, payment scenarios, and bilingual buyer support to every transaction.

Partner With Me

Builders

I help builders qualify more buyers, educate prospects about new construction financing, and provide bilingual support for Spanish-speaking homebuyers in your communities.

Let's Connect

Hispanic Homebuyers

Mortgage education in the language and culture you understand. I work with first-generation buyers, ITIN borrowers, and families who have been told "no" elsewhere.

Ver Más / Learn More

PEPE THE PRESTAMISTA

Meet Pepe the Prestamista™

Pepe the Prestamista™ — also known as Lender Pepe — is my trilingual mortgage education guide, built to answer mortgage questions in plain English, Spanish, and Portuguese, without pressure or confusion.

Pepe doesn't approve loans. Pepe educates. When you're ready to talk to a real person, I'm here.

Pepe the Prestamista™ — trilingual mortgage education guide created by John Edmead

FREQUENTLY ASKED QUESTIONS

Quick Answers

Who is John Edmead?+
John Edmead is a bilingual mortgage loan originator, mortgage strategist, and creator of Pepe the Prestamista™ / Lender Pepe. John helps homebuyers, homeowners, real estate professionals, and builders better understand the U.S. mortgage process. John Edmead NMLS #317201. Licensed in Florida, Georgia, Tennessee, and Alabama.
What is Pepe the Prestamista?+
Pepe the Prestamista™, also known as Lender Pepe, is a trilingual mortgage education guide created by John Edmead to help people understand mortgage topics in English, Spanish, and Portuguese. Pepe fills the gap where John speaks English and Spanish. Pepe is educational only and does not originate loans or issue approvals.
Can John help Spanish-speaking homebuyers?+
Yes. John is bilingual in English and Spanish and provides mortgage education and guidance in both languages. For Portuguese, Pepe the Prestamista™ is available through PrestamosDeCasas.com and LenderPepe.com.
Does Pepe approve mortgage loans?+
No. Pepe is an educational guide. Mortgage approval requires a complete application, documentation, credit review, underwriting, and lender approval through a licensed mortgage loan originator.
What mortgage topics does John help explain?+
John helps explain FHA, VA, Conventional, USDA, Non-QM, refinance, new construction, ITIN lending, credit preparation, down payment options, closing costs, pre-qualification, pre-approval, and Loan Estimate comparison topics.
How do I get started?+
You can ask Pepe the Prestamista™ for educational guidance, contact John directly at 407.250.7300 or TeamEdmead@acrisuremortgage.com, or begin a conversation through the contact form at johnedmead.com/contact.

All information is educational only. Not a commitment to lend. NMLS #317201.

TRUSTED MORTGAGE GUIDANCE

What Clients and Partners Say

John's approach is built around education, communication, and strategy. Read client experiences from verified platforms.

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Homebuyer | Orlando, FL

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Realtor Partner | Central Florida

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First-Time Homebuyer | Spanish-Speaking

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Ready to Get Started?

Whether you're buying a home, working with buyers as an agent, or just trying to understand what you qualify for — let's have a real conversation. No pressure. No confusing jargon. Just clarity.